Todd Langford, the creator of the Truth Concepts calculator software, has been an advocate of providing financial education to clients of the financial services industry for many years. His extensive knowledge of math, numbers and calculations pertaining to financial products has allowed him to be a mentor to some of the top advisors in the United States.  Todd’s software demonstrates the truth about how life insurance works, the true rate of return for real estate, what the stock market really does, how to evaluate the true cost of investments and many other valuable calculators.

Todd joins Patrick Donohoe to discuss insurance, the economy and his calculator system Truth Concepts.  Todd brings a very unique perspective to the conversation because of the broad applications of his software.

Truth Concepts

Always objective, the Truth Concepts™ calculators provide a snapshot of the costs associated with any gain.  Our core philosophy to educate drives our software, and unlike many products available, we have created a product that provides an objective, balanced analysis.

Calculators

Truth Concepts™ Full (all calculators and tools)

Truth Concepts Lite™ (Financial, Loan Analysis, Borrowing Strategy, Maximum Potential, Auto Purchases, Future Requirements, & Life Values tools only)

Truth Concepts Real Estate™ (Loan Analysis and Financial)

To learn more about Truth Concepts visit their website – TruthConcepts.com

You can also find an Android version of the Truth Concepts calculators through the Android Market

For more information about Paradigm Life and Infinite Banking, download our article or contact us at info@paradigmlife.net or by phone at 1-800-870-8670.

Barry J. Dyke, author of Pirates of Manhattan, joins Patrick Donohoe to discuss his new book, The Pirates of Manhattan II: Highway to Serfdom.

In The Pirates of Manhattan II: Highway to Serfdom, Barry James Dyke warns us that America is an empire in decline. We have an asset management industrial complex which controls the nation’s savings and credit for the enrichment of Wall Street, mutual fund companies, global asset managers, executive insiders and the media.

For more insight into what the financial markets are experiencing and the underlying drivers of many of the profit engines within Wall Street , The Pirates of Manhattan II: Highway to Serfdom is a must-read. It will be an eye-opener of the first order. 

To learn more about Barry J. Dyke and his new book, Pirates of Manhattan II: Highway to Serfdom, visit his website: ThePiratesofManhattan.com For more information about Paradigm Life and Infinite Banking, download our article or contact us at info@paradigmlife.net or by phone at 1-800-870-8670.

Special guest Tom Dyson of Common Sense Publishing and The Palm Beach Letter discusses with host Patrick Donohoe the current economic environment, the financial newsletter and publishing industry and what’s next for the financial markets. Bio:

Tom Dyson, Publisher of Common Sense Publishing

Tom bought his first stock when he was 11 years old. He has been studying the art of investing and speculating ever since.

Tom graduated from the University of Nottingham in the United Kingdom. He’s a member of the Chartered Institute of Management Accountants, one of Britain’s top accounting bodies. He has also worked for bond trading desks at Salomon Brothers and Citigroup.

For the past six years, Tom has spent his time researching and writing about conservative income investments. His income-focused newsletter, The 12% Letter, was one of the most popular advisories in America. Tom currently lives in Palm Beach County, FL with his wife and two sons.

To learn more about about Tom Dyson and The Palm Beach Letter, visit their website:

www.palmbeachletter.com

For more information about Paradigm Life and Infinite Banking, download our article or contact us at info@paradigmlife.net or by phone at 1-800-870-8670.

Special guest Ken McElory joins Patrick Donohoe to discuss real estate, entrepreneurship and being a Rich Dad Advisor with Robert Kiyosaki’s Rich Dad organization.

Bio:

Ken McElroy, Principal MC Companies

Ken McElroy, Principal and Co-Partner of MC Companies, has over 20 years of senior level experience in multifamily asset/property management, development, project/construction management, investment analysis, acquisitions and dispositions, business development and client relations. Having purchased over $300 million in real estate in the past two years, Ken offers a unique perspective into property management and entrepreneurship.

Ken is also is the best-selling author of "The ABC's of Real Estate Investing", "The Advanced Guide to Real Estate", "The ABC's of Property Management" and his latest book "The Sleeping Giant" which helps inspire people to believe that they can be part of solving the world's economic problems by creating business.  "The Sleeping Giant" brings together twenty self-employed entrepreneurs who share their powerful and inspiring stories of how they found success through self-employment. This spring Ken will continue his role as Real Estate Guys Radio Investors Summit Faculty member for the Investors Summit at Sea in which Patrick Donohoe will also be a faculity member for the 2nd year.

To learn more about Ken McElroy please follow the links below:

KenMcElroy.com  

MCCompanies.com  

 Find Ken McElroy's Books on Amazon

Money has become a very popular topic, especially as of late. Considering we as an international community are trying to pull out of a global recession, there is nonstop news about struggling economies, the Euro-zone crisis and the US fiscal situation. 24 hour news stations, newspapers, podcasts, radio shows, you name it...we are being bombarding with anything and everything that has to do with money.

Often it seems that money - what it represents, how it is created and why we even use it - is enigmatic. Examples of this can be seen every day in the news media and public opinion.  There seems to be a very wide range of thought and belief about what money is and how it should be controlled, created, handled and used.  Patrick Donohoe of Paradigm Life and Brad Gibb, MAcc discuss many of these topics when discussing: What is money, Really?

Useful Links:

- International Monetary Fund

- Federal Reserve

- Foundation for Economic Education (FEE)

We live in a unique time. We have seen unprecedented uncertainty in the economy and the real estate market over the past several years. Housing and real estate is an integral part of life and the economy in the United States and it can be difficult to understand what is going on and why. Jonathan Day, Owner and CEO of Turn Key Real Estate Partners,  joined Patrick Donohoe to discuss what is happening in the housing and real estate market, how it has effected the economy and where we are headed.

To learn more about Turn Key Real Estate Partners visit their website - www.TurnKeyRealEstatePartners.com

For more information about Paradigm Life and Infinite Banking download our article or contact us at info@paradigmlife.net or by phone at 1-800-870-8670.

Patrick Donohoe and Brad Gibb MAcc made the trip to Nashville to attend the “Night of Clarity” event hosted by the authors of “How Privatized Banking Really Works” Robert P. Murphy and Carlos Lara.

Brad and Patrick discuss many of the topics and speakers from the Night of Clarity event and how the current economic situation effects you, your family, community and businesses. Key to the discussion is the continued willingness to gain understanding and knowledge, and be a part of the larger overall discussion with regards to your finances and the economy.

Below you will find valuable links to information and resources that can help provide more clarity and understanding of the current economic environment.

Resources:

• Foundation For Economic Education: www.Fee.org
• Ludwig von Mises Institute: www.Mises.org
• MyMoney.gov: www.MyMoney.gov
• National Endowment for Financial Education: www.Nefe.org
• Becoming Your Own Banker: www.InfiniteBanking.org

To learn more about Paradigm Life and Infinite Banking visit - www.ParadigmLife.net or contact us at 1-800-870-8670 or by e-mail at info@paradigmlife.net.

The Real Estate Guys Radio Show hosts Robert Helms and Russell Grey took the time in one of their latest shows to cover Cash Management Strategies for Real Estate Investors. This is an important topic because of the current liquidity issues the real estate market has experienced and the lack of solid benefit-rich locations to place real estate reserves. Patrick Donohoe of Paradigm Life joined the hosts to discuss how permanent insurance and Infinite Banking could be a solution to these issues.  In the interview many of the benefits (Tax Benefits, Liquidity, Safety just to name a few) and uses of this strategy were discussed.

Be Your Own Bank – Cash Management Strategies for Real Estate Investors

"Being a real estate investor means handling a lot of cash. It may not seem that way, especially at first, but think about it.  There’s the float on the cash flowing through your bank account.  Then there’s the cash you maintain and build up to handle contingencies and long term maintenance.  You have deposits you collect and hold for tenants.  Let’s not forget about the growing “Opportunity Fund” you’re stockpiling until the next great deal comes long.  And when you sell or refinance, there may be a BIG pile of cash flowing through your account on it’s way to its next mission." - RealEstateGuysRadio.com

"Simply put, our guest Patrick Donohoe has opened up our eyes and minds to a completely unorthodox way to manage cash.  Only it isn’t some wacko unproven idea.  It’s something that the biggest cash managers on the planet, like Bank of America, Wells Fargo and J.P. Morgan Chase have been doing for years.  And it’s something we would have never thought of without Patrick’s help.

Without giving away the story, here’s the idea:  There’s a financial vehicle out there that enjoys very favorable tax treatment by virtue of being attached to another very old and time tested financial vehicle (hint: it’s not a bank account).

It works kind of like a line of credit secured by a property.  Remember those?  You could borrow against your equity at a low rate, use the money for whatever you wanted, then put it back whenever you wanted.  And then you could take it back out again, anytime you wanted, without prior approval.  Ahhh, those were the good old days!  (hint: it’s not a mortgage)." - RealEstateGuysRadio.com

To read the full blog post from The Real Estate Guys Radio Show visit their website www.RealEstateGuysRadio.com.

To Learn more about the benefits Permanent Insurance or Infinite Banking offers call us at 1-800-870-8670 or by e-mail at info@paradigmlife.net.

It seems that our economy, debt and personal finance has been at the forefront of the media and the public's minds recently.  Maybe this is because of the current economic situation in the United State or maybe it is because the U.S. Government is up against the current debt ceiling.  Whatever the reason, we felt that it would be good to get some insight into what is really going on...and who better to get that from than economist Robert P. Murphy Ph.D. Patrick Donohoe joins Robert P. Murphy Ph.D. in discussing the many issues the American economy is facing today and potentially in the future.

Robert P. Murphy, Ph.D.

An Austrian School economist and free market oriented author. He earned his Ph.D. in economics from New York University. After teaching economics at Hilldale College, Murphy was employed as a research and portfolio analyst with Laffer and Associates before establishing his own firm, Consulting By RPM in 2007.

He is the author of several books including the Politically Incorrect Guide to Capitalism, The Politically Incorrect Guide to the Great Depression and The New Deal, plus study guides to Ludwig von Mises' Human Action and Murray Rothbard's Man, Economy and State. He co-authored How Privatized Banking Really Works with L. Carlos Lara and together they publish The Lara-Murphy Report, a monthly research and economic report for financial professionals. Murphy has appeared on CNBC, MSNBC, FOX Business Network, Judge Napolitano’s Show Freedom Watch and numerous other radio and television programs. He has appeared before the United States House Committee on Financial Services to discuss oil prices and the U.S. Dollar. He is a frequent writer for LewRockwell.com and the Ludwig von Mises Institute, where he is an Adjunct Scholar. To learn more about Robert P. Murphy visit www.consultingbyrpm.com.

Robert recently had the opportunity to testify before the congressional subcommittee on Regulatory Affairs, Stimulus Oversight, and Government Spending on the matter of "How Federal Reserve Policies Add to Hard Times at the Pump".  You can view his full testimony to congress here, and the video of the testimony can be viewed here.

Night of Clarity

Join Robert P. Murphy for the Night of Clarity where Robert and other speakers will discuss how during the term of his administration, President Andrew Jackson shut down the central bank and paid off the entire National Debt!  These two heroic accomplishments have never been duplicated, but prove that it can be done. To learn more about the Night or Clarity, visit www.usatrustonline.com.

Recently Patrick Donohoe of Paradigm Life was able to join The Real Estate Guys Radio as a faculty member on their 9th Annual Investors Summit at Sea. After more than a week of learning about and discussing real estate, the hosts of The Real Estate Guys Radio show (Robert Helms, Russell Grey and Bob Helms) did a live show that included a round table of all of the faculty members on the cruise ship.

More than education, the Summit is about relationships, enthusiasm, focus and family. Because of the unique environment created on a cruise ship, faculty and students often bring their families.  It’s proven to be a great opportunity to unite families around their pursuit of financial independence and prosperity. After one week of focused education, networking and outrageous fun, each faculty member shared their most important takeaways.

Round Table Members include:

• Your host, Robert Helms
• Co-host, Russell Gray
• The Godfather of Real Estate, Bob Helms
• Robert Kiyosaki’s Rich Dad Real Estate Advisors, Ken McElroy and Wayne Palmer
• International Real Estate Developer, Beth Clifford
• Attorney, Mauricio Rauld
• Real estate investor, developer and author, David Campbell
• Financial strategist, Patrick Donohoe

Over two-thirds of the 2011 attendees, including the complete faculty and their families, immediately signed up to come back in 2012 to celebrate the 10th annual Investor Summit at Sea™.  It’s hard to describe the Summit experience, as several surveys described the event as “life changing”, “incredible”, “awesome” and “over the top”. To learn more about the upcoming "10th Annual Investor Summit at Sea" head over to The Real Estate Guys Radio site and sign up for their "Advanced Notice List" to get the details and have a chance to sign up before they roll it out to the world.